About Delfingroup

DelfinGroup is a Latvian fintech company that offers accessible, simple and consumer focused finance and pawn services.

The company was launched in 2009. We have established an extensive network of branches and a strong online presence, ensuring we are easily accessible to everyone.

Our vision for the future is based on building a sustainable society by empowering people and promoting financial inclusion. The growth of the company is driven by a business strategy that is based on continuous upgrades and innovation in our products and services. Our team consists of highly skilled and professional employees.
Our priority is to provide clients with fast and reliable financial services, ensuring client satisfaction and peace of mind. This focus drives sustainable growth and stability for investors and all stakeholders. The Management Board's strategy set for 2021-2022 lays out the road map for achieving those goals.
OUR MISSION & VISION

Mission

To create and provide innovative and custom finance solutions for our clients.

Vision

Building a sustainable society by empowering people and promoting financial inclusion.

OUR Values

mastery

mastery

We are professional and hold ourselves to a higher standard.
Simplicity

Simplicity

Our services are always simple and easy to understand.
Respect

Respect

We treat everyone with respect, and we are honest and open.
Accessibility

Accessibility

We are accessible everywhere and to everyone.
client focus

client focus

We listen to our clients carefully and offer custom solutions.
ambition

ambition

We are driven to grow constantly and become the best lender in the region long-term.
Progress

Progress

We seek and find ways to improve our performance.

OUR PRODUCTS

DelfinGroup and its brands, Banknote and VIZIA, operate as non-bank lending companies specializing in consumer loans and pawnbroking.

Consumer loans are provided by both brands - Banknote and VIZIA. Secured collateralized pawn loans are provided by Banknote, which is the largest pawnbroker with the highest market share in Latvia.
Consumer loans

Consumer loans

  • Loan amount EUR 50-5,000
  • Loan term ranging from 2-60 months
  • Apply for and receive a loan in the branch or online
  • Different offers from Banknote and VIZIA
Pawn lOANS

Pawn lOANS

  • Loan of up to 95% of the pawned object value (jewellery, mobile phones, other electronics and valuables)
  • Term of loan - 31 days for single payment loan
  • 2-24 months for instalment loans
  • Application and signing contracts takes place at a branch
Sale of pre-owned goods

Sale of pre-owned goods

  • Offline sales in 91 branches
  • Online sales at veikals.banknote.lv
  • Stock sourced from pawn loans collateral and goods bought from customers and 3rd party partners

Our brands

Main financial indicators